Simplify Your Family's Emergency Preparedness

Preparedness essentials that are HSA approved items

collage of HSA preparedness items handwarmers, aspirin, thermometer, first aid kit, sunscreen, jase, feminine hygiene products.

**This post contains affiliate links, which means if you click on a link and make a purchase, I may make a small commission at no extra cost to you.

Stop spending your FSA and HSA funds all willy-nilly at the end of the year. There are plenty of preparedness essentials that are also HSA-approved items. And I promise, they’re actually things you will need and use!



Keep reading to find out what you could be stocking up on!

A quick guide to what items are HSA-eligible

While it would be totally awesome to find a government approved list of things that everyone can use their FSA and HSA accounts for, I couldn’t find one. Your best line of information is to call your insurance company. 


But, sometimes you just want to do a quick Google search for convenience sake. The eligibility list from the HSA Store is the most comprehensive list I could find. There is a specific FSA list, too. Everything is in alphabetical order and pretty easy to scroll through.


These lists are not just for preparedness items, so just keep that in mind.

Medications and Supplements that are HSA approved

Medical-related expenses are probably the most common thing people think about when considering what might be eligible to spend HSA money on. These are the items that are also preparedness essentials:


  • Acid controllers/Antacids
  • Acetaminophen
  • Allergy medicines
  • Aspirin
  • Contact solution
  • Insect bite creams/ointments
  • Oxygen equipment
  • Thermometers
  • Jase Medical Supply kit – check out this post to read all about why I love and recommend Jase.
  • First Aid kits – make sure you have one for both home and each car your family drives. 
  • Bandages
  • Saline Spray

Personal preparedness essentials that are HSA approved items

Not everyone will need some of the following items, but most families will have at least one person that would consider each of them essential in an emergency situation.

Additional products to consider that are HSA approved items

I’ll be the first to admit that pre-made emergency kits are not my favorite. I am all about personalized preparedness because everyone’s needs are different. 


That being said, a store-bought kit is better than no kit at all. Here are a few ideas that would be a good idea to keep stashed away in case of emergency:


  1. This 400-piece first aid kit has SO much included and is priced pretty decent. (affiliate link)
  2. Uncharted Supply Co has an entire page of their online shop dedicated to HSA eligible preparedness packs.

Use your money on things that matter

If you’re contributing to a FSA or HSA, make sure that money is working in your favor! Far too many people are not aware that you can be using those funds to help you tackle your preparedness concerns. Choose a few things to stock up on each month and you’ll have a great supply built up by the end of the year!


If you need a little bit of guidance on adding to your non-food storage, you might be interested in this post.

Related Posts:

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5 simple things you can do to get your family prepared if you don't have thousands of dollars or hundreds of hours


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